Are you planning to throw a shower for one of your expecting friends? Baby showers are big business, so you could easily go over budget by snapping up the cutest shower decor at party stores and online. However, you shouldn’t have to break the bank to dress up your abode for the festive occasion. By [...]

5 Cheap & Unique Baby Shower Decoration Ideas is a post from the Money Crashers personal finance blog.

Do you find yourself going through the motions every day at work? Are you physically showing up for the job, but leaving your mind elsewhere? Are you feeling detached from what formerly gave you joy and fulfillment? If so, you are likely suffering from workplace burnout. Burnout is a state of emotional and physical exhaustion [...]

17 Tips to Deal With Workplace Burnout & Job Stress is a post from the Money Crashers personal finance blog.

Buying a new house can be one of the most exciting events of your life. It’s an occasion that signifies that you are settling down – “building a nest,” so to speak – and maybe even starting a family. It is, however, often a stressful and costly process, and you are sure to want to [...]

What Is Home Title Insurance – Policy Costs & What It Covers is a post from the Money Crashers personal finance blog.

As kids graduate from high school and prepare to move on to the next phase of their lives, many parents face a similar conundrum: How in the world are we going to pay for college? Whether you have one child or several, the costs of college are simply daunting. With college costs rising approximately 7% [...]

How to Get More Financial Aid for College is a post from the Money Crashers personal finance blog.

Whether it’s going to the movies or checking out a new restaurant, I’m always looking for an excuse to get out of the house and explore the town. However, if I don’t keep my personal budget in check, my spending can easily spiral out of control, and paying off my credit card bill at the [...]

10 Easy Ways to Trim Your Entertainment Budget is a post from the Money Crashers personal finance blog.

As many people know, earning college grants and scholarships can be difficult – there is a great deal of competition, and even students who get excellent grades are denied. Unfortunately, it can also be difficult to obtain student loans – even though that money must be paid back with interest. Funding your kids’ college expenses [...]

How to Save & Invest Money for College is a post from the Money Crashers personal finance blog.

I love going to the movies. It’s not even the idea of seeing the latest blockbuster that I enjoy so much – it’s the two hours of mindless entertainment paired with a tub of buttery popcorn and a diet soda. It’s pretty much heaven for a mom of two like me. What I’m not in [...]

15 Ways to Save on Movie Theater Ticket Prices & Concessions is a post from the Money Crashers personal finance blog.

Private placements – the sale of securities by an issuing company to a limited number of private investors – have become the venue of choice for “bad brokers, disingenuous dealers, unprincipled promoters, and iniquitous issuers,” according to Jeff Joseph, a noted venture blogger. A private placement transaction is exempt from the registration and regulations of [...]

What Is a Private Placement (Reg D) Offering – Definition & Risks is a post from the Money Crashers personal finance blog.

With one boy and one girl, I don’t have the luxury of using hand-me-down clothes for my children. When my youngest grows out of his jeans, I have to hit the store because he simply won’t wear his older sister’s pants with the embroidered flowers. It’s understandable. But what I don’t understand is how a [...]

8 Ways to Save Money on Cheap Kids’ Clothes is a post from the Money Crashers personal finance blog.

If you’re like me, you love food with big, bold flavor – and few dishes deliver like slow-cooked pulled pork. Not only do pork shoulders provide a bounty of tender and delicious meat, but they are incredibly versatile and affordable. You can typically find pork shoulder on sale for about $0.99 a pound at your [...]

How to Make Pulled Pork in a Slow Cooker – BBQ Recipes is a post from the Money Crashers personal finance blog.

When I announced my first pregnancy, my friends and family showed a huge amount of excitement and support. So much, in fact, that I ended up having not one, but three baby showers. My excitement from all of the cute clothes, tiny shoes, and baby items quickly turned to panic when I realized that our small [...]

5 Unique “Financial” Baby Shower Themes to Help New Parents is a post from the Money Crashers personal finance blog.

I consider myself to be incredibly lucky that I live just two doors away from my in-laws. In other words, I’m two doors away from free babysitting – most of the time. But when I do need to bring in a neighborhood sitter, I often forget the logistics of payment. Do I pay per kid? [...]

How Much to Pay a Babysitter – Determining Average Per Hour Rates is a post from the Money Crashers personal finance blog.

With many financial institutions experiencing a decrease in profits, banks are vying for your business. This is good news for you, because instead of just offering standard perks like no fees, free checking, or a free pen when you sign up for an account, some banks are raising the stakes with cold hard cash, giveaways, and [...]

Best New Bank Account Promotions, Offers & Free Money is a post from the Money Crashers personal finance blog.

There is no shortage of decisions to be made when applying for a new mortgage loan. You have to select a lender and decide between a fixed or an adjustable rate – and then you must make the biggest decision of all. Paying on a mortgage loan for 30 years is typical, and in fact, [...]

15-Year vs. 30-Year Mortgage – Comparison, Pros & Cons is a post from the Money Crashers personal finance blog.

In this tough economy, everyone could use a raise at work. But getting your boss to add extra money to your paycheck isn’t an easy feat – you have to position yourself as an invaluable asset to the company for the raise to make sense for management. This is business after all, and the investment [...]

How to Get a Raise or Job Promotion at Work is a post from the Money Crashers personal finance blog.

Out of the thousands of new consumer electronics products that are introduced into the market each year, many are simply a drain on your wallet. However, there are ample amounts of gadgets that are very enjoyable, and can even make your life easier. But how do you choose? You may feel overwhelmed, even intimidated, by [...]

Top 5 Must-Have Electronic Gadgets of 2012 is a post from the Money Crashers personal finance blog.

It’s that time of year again: Time for shorts, sun, and, of course, garage sales. For some people, there is nothing more exciting than driving around the neighborhood and catching sight of a lawn full of multicolored clothing, vintage vinyl, and sparkly trinkets. I’ll admit I’m guilty of being one of these people. Even if [...]

4 Garage Sale Shopping Tips to Help You Score Great Deals is a post from the Money Crashers personal finance blog.

Since prehistoric times, men have adorned themselves in paint, animal skins, and feathers to impress, intimidate, and influence their fellow humans. While people no longer wear such accoutrements, many, particularly those employed within the financial industry, continue to enhance their status by appending alphabetic symbols to their names, the psychic totems of a modern world. [...]

What Is a Certified Financial Advisor – 15 Types & Credentials is a post from the Money Crashers personal finance blog.

H.R. 3606, Jumpstart Our Business Startups Act (JOBS) was passed by the House and Senate on March 27, 2012 and signed into law by President Obama on April 5, 2012. While most economists believe the act will have little impact on increased employment, the restrictions and costs faced by private companies seeking to access public [...]

What Is the JOBS Act (Jumpstart Our Business Startups) is a post from the Money Crashers personal finance blog.

When I started trading commodities in the fall of 1990, the price of gold was $400 an ounce. From September of 1990 to September of 2005, the price of gold ranged from around $280 to $450 an ounce: a difference of $170 over 15 years. Over the course of any given year, a $40 to [...]

Buying Silver vs. Gold as an Investment – What’s Better? is a post from the Money Crashers personal finance blog.